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We have relocated to South Nevada County:

10193 Combie Road Suite 220, Auburn, CA 95602.

Our new phone number is:

530 268-6500.

   Best Of Nevada County

Congratulations
April Smith
"Best Loan Officer"

Welcome to our  updated site. California Pacific Mortgage is now American Pacific Mortgage.

We have been helping with real estate financing since 1982. 

 

Loan Officer and Staff Index Page:

All Employees can be reached at our main number (530) 268-6500

  • FAX (530) 268-6565
  • *within California (800) LOAN-APM or (800) 562-6276

 

 

April Smith
Vicki Downs
Colleen Wilcox
Suzi Yarborough
 

April Smith

Branch Manager/Senior Loan Officer:

Real Estate Broker# 01150480
NMLS# 215430

April joined the branch in 1993 and has been a branch manager since 1995. April is a licensed California Real Estate Broker with a real estate career of spanning over 27 years. She is proficient in all types of real estate loans; specializing in FHA, conventional, jumbo and construction products.

April was awarded the 2009 REALTOR of the YEAR award from the Nevada County Association of REALTORS. She was also voted the "Best Loan Officer" in Nevada County.

April is married with two daughters. She and her husband, Larry, also are the owners of Sierra Knolls Equestrian - breeding, training and boarding Hanoverian and Irish Sport Horses. She is very active with the Nevada County Association of Realtors acting as the Chairperson for the Education Committee and the treasurer of the Nevada County Association of Realtor's Masters Club; Vice President of the South Nevada County Chamber of Commerce; a past president of Northern Mines Business and Professional Women; and the District Commissioner for Northern Mines Pony Club. April is also a member of the Board of Governors and also the Vice President of Regional Administration of the United States Pony Club.

April is an Honorary Chairperson representing the State of California for the National Business Advisory Council.  She was awarded the 2003 & 2004 Businesswoman of the Year from President Bush and has been entered into the Who's Who of Executive and Business Professionals for 2005 and 2006.



Phone: 530 268-6500 x:12
Fax: 530 268-6565


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Vicki Downs

Senior Mortgage Consultant

DRE# 00951297
NMLS# 304102

Vicki, an experienced California Licensed REALTOR® since 1986 facilitating Buyers and Sellers in Real Estate transactions. Dedicated to assisting Real Estate Agents with Mortgage Product knowledge; providing presentations and trainings designed to educate, share information and changes - bringing current the environment of Lending Intuitions in today’s National Economy facing challenging times paramount in Mortgage Lending historically.   Holds a College Degree in Electronics and educated in various business, financial and technical areas.  Using experience, skills, years of financial industry and banking backing; along with caring and consideration, integrity, fulfilling the needs of the client foremost – Vicki proves to be an inspiration to others and has proven herself by developing a strong base of referral clientele and repeat business. 

She is known and trusted by many locals and long time agents as the “Go to Gal” in the Mortgage business.  She has a precedence helping others in financial decisions that make a difference in their lives - is the goal and sustaining factor as “Lender of Choice”. Vicki holds a Life Insurance License skilled in retirement investment planning.

Vicki is an advocate to connecting and serving others; outgoing, community collaborator, a lifelong Nevada County resident, actively volunteers in many youth development organizations and family serving boards, founder of Youth United Foundation, Inc. a value platform for students creating projects around peace progression.  Hospice Volunteer, 9 years at Union Hill School coaching Track and Cross Country. Lead the Got 40? Assets movement. 

2009 Recipient of Certificate of Appreciation from the Board of Supervisors as a Board Member of the Substance Abuse Advisory Board and actively participates since inception with the Coalition for a Drug Free Nevada County receiving their 2008 Community Change Award in 2007 their Environmental Change Award.

Nevada County Board of Supervisors Appointed Adult and Family Services Commission: Chairperson for Community Voice and Funding ad hocs focusing on serving Health & Human sectors. Currently serves as the Business Organization Representative for the Sierra College Budget Oversight Committee appointed Board Member, and actively involved in many local community serving non-profit and service organizations.  Loyal Nevada County Association of Realtors member dedicated to supporting local REALTORS® 2008-09 PR Committee Chair, currently Special Event Committee Chairperson.  2009 received the Nevada County Association of Realtors Community Service Award. 

Phone: 530 268-6500 x:20
Fax: 530 268-6565


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Colleen Wilcox




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Suzi Yarborough

Loan Processor/Assistant:

Suzi has been in the loan business since 1996. Her experience as a processor gives her a unique insight in to her client's transactions. This helps her clients paperwork through the system in a smooth and efficient manner making the loan process much easier.
Suzi is well versed in many loan products ensuring that client's receive the best possible loan for their needs.

Suzi also acts as assistant to April Smith, the Branch Manager. Her dual role as a loan processor and assistant gives her a greater knowledge of the business.  Suzi's reputation for exceptional service and a wonderful attitude is one of her strongest assets.

Suzi comes from a large local family and was born and raised right here in Grass Valley. In addition to her work she is a huge supporter of her two children’s schools, this year she is president of her daughters schools Parent Teacher Club.

She brings to us a “can do” attitude and will always greet you with a smile.



Phone: 530 268-6500 x:14
Fax: 530 268-6565